It does not hurt to look.It is easy to check out the rates and plans of insurance companies. One source is the internet. You can go on the web and compare rates and plans and check to see if they cost less. Another source of information is the person who sells you your car insurance. If they don’t sell health insurance, they can usually tell you who does. It might even be worth checking into plans for your husband and a separate one for your children. Three groups who should stay with the district’s plan are:
- Those who cover only themselves. You must remember that most districts are putting in $225 a month or more toward your insurance. It is hard to beat this.
- Those who have serious health problems. Group insurance not only might be the cheapest, but it might be the only insurance you can get.
- Children who have pre-existing conditions if those conditions are serious.